Wealth Management Team
Certified Financial Planners and Portfolio Managers
Your wealth management team is a dynamic combination of Novel Wealth Advisors who are Certified Financial Planners and Q Wealth Portfolio Managers and Associate Portfolio managers. We help you grow and protect your wealth through a combination of investment strategies and financial planning. In fact, some of Novel Wealth’s partners are also Associate Portfolio Managers at Q Wealth.
Q Wealth offers a wide range of investment products typically reserved for institutions and hedge funds. Partnering with Q Wealth, portfolio management services are within reach for average investors, and potentially at lower fees than CIRO (MFDA and IIROC) advisors.
In today's fast-moving financial markets, quick action is crucial. Portfolio Managers have the discretionary authority to act swiftly on your behalf. That's why Q Wealth Portfolio Managers are directly involved in the financial planning process, ensuring a tailored investment strategy that fits your needs.
Of course, we structure our fees to be as tax-efficient as possible, saving you money while maximizing the value we bring to your portfolio.
Financial Planning Team
Certified Financial Planners (CFP)
The job of a financial planner is to help you figure out your short- and long-term financial goals, such as buying a house, saving for retirement, funding education, or starting a business. And then help you get there in the most tax-efficient way possible.
According to Investment Executive Magazine, out of nearly 150,000 investment advisors in Canada, fewer than 15,000 are trained and certified as Certified Financial Planners (CFP). At Novel, we believe that expertise should be the cornerstone of your financial plan, which is why every client has access to a lead CFP, giving you direct access to highly-trained and qualified expertise should any financial concerns arise.
Insurance Team
Chartered Life Underwriters (CLU), Life Disability and Health
Life, Disability and Health Insurance are essential components of a successful financial plan. They provide financial security in the event of an unforeseen illness or injury. Having adequate coverage can help protect you and your family from financial disaster.
Insurance at Novel is a fully integrated part of your broader financial plan, dovetailing seamlessly with your tax, investment, and retirement strategies.
At Novel, we're more than brokers; we're a comprehensive insurance marketplace. From Disability, Life, and Critical Illness to Personal Health and Travel insurance, we source the best solutions for you (at no extra cost since we're compensated by the insurance companies).
Our Chartered Life Underwriters (CLU) offer specialized guidance, ensuring that your insurance portfolio is aligned with your financial goals.
Mortgage Team
Registered Mortgage Broker
A mortgage broker helps you obtain a home loan. We deal with banks or other lenders to arrange the best possible terms for your mortgage. Mortgage brokers are fiduciaries, so we always act in your best interests when suggesting a loan for you. That's par for the course here at Novel. Fiduciary duty is in our DNA.
As your mortgage is a big part of your financial picture, it only makes sense that we integrate it into your overall wealth management plan.
Accounting
Chartered Professional Accountants (CPA, CA)
Our chartered accountants handle personal and corporate accounting. We even offer basic bookkeeping services for those clients who'd rather do anything else than pour over a hot ledger.
Our CAs ensure accuracy and compliance with the latest tax laws, saving time and avoiding the headaches of potential legal issues.
At Novel, your accountant collaborates directly with your financial planner, investment manager, and insurance advisor. Together, they build and execute a financial plan that is fully optimized and entirely focused on your needs.
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